Auto Insurance
To better understand auto insurance the various types of auto insurance coverages are listed below.
- Liability - This coverage pays for accidental bodily injury and/or property damage you cause to others. Injury damage can include medical expenses, pain and suffering and lost wages. Property damage includes damage to automobiles and property you cause damage to. This coverage may also pay your defense and court costs.
- Comprehensive - Covers damage to your car in excess of your chosen "comprehensive" coverage deductible caused by fire, wind, hail, flood, broken windows, vandalism, theft, damage caused by thieves - This means damage caused to your car other than a collision, upset or rollover.
- Collision - Covers damage to your car in excess of your chosen "collision" coverage deductible caused by a collision with another vehicle regardless of fault, hit and run drivers, stationary objects and other types of collisions.
- Medical Expense Coverage - Pays for medical expenses to passengers in your car regardless of fault when caused by a car accident.
- Uninsured Motorist - Pays for bodily injury caused to you and your passeyour car's damages when an auto accident is caused by a driver who doesn't have liability insurance.
- Underinsured Motorist - Pays your car's damages when an auto accident is caused by someone who has insufficient liability insurance.
- Car Rental Reimbursement - This type of coverage will pay for a substitute rental car if damage to your car is the result of a covered comprehensive or collision claim.
- Towing and Emergency Road Service
Many insurance policies combine a number of these types of coverage. Let us take a look at how we can get you the best insurance at the most competitive price.
In the Algonquin / Lake In The Hills area and surrounding communities people choose DLR Insurance Agency for a number of reasons. We have a wide choice of quality companies and coverage to choose from and we save money for our clients every day. Thinking of making the switch? Here’s a preview of what you’ll get when choosing DLR Insurance Agency for your insurance needs:
Savings you can feel confident about - Our state of the art rate comparison software helps us find the best, most competitive company and price for your auto insurance. Rest assured, you're getting the lowest price that includes all the auto insurance discounts that apply to you.